Florida Auto Accident Victims Often Unaware of What PIP Is
We recently received a call from a hard working Broward County, Florida man who was negligently injured in an auto accident the day before, but despite his pain, refused the paramedic's request that he be taken to the hospital. Why? "I don't have health insurance", he told us. "I'm in pain, but I can't afford medical bills." It is an unfortunate truth that more and more people can not afford health insurance, and that people do not understand the terms and conditions of the insurance they do have.
This man, like all drivers in Florida, had mandatory PIP insurance (together with his property damage insurance and his bodily injury insurance, which most people understand), but he did not understand what the PIP insurance meant. PIP, essentially, is health insurance for injuries that you receive in an auto accident. It does not matter who is at fault. PIP typically pays 80% of your medical bills, and 60% of any lost wages, up to a cap of $10,000.00. The gentleman who called us WAS insured - he just did not realize it. He was in pain, and after speaking to us went to the emergency room, where of course his PIP insurance was readily accepted. He is now our client.
If you are severely injured in an automobile accident, we'd like to help. Remember that attorneys who are experienced in personal injury, wrongful death and automobile accident cases can ensure that all possible avenues of recovery are thoroughly exhausted and that your rights as an accident victim are protected. Call us at 954.389.8150, 239.793.3331, or contact us by email through our website at www.fairnessforall.com.