Broward Auto Accident Victim Errs by Not Purchasing Uninsured Motorists Insurance
With many Florida drivers uninsured, particularly in Broward, Miami Dade, Palm Beach and Collier Counties, it borders on the irresponsible for people not to protect themselves with Uninsured / Underinsured Motorist insurance (commonly called just "UM") in the event they suffer serious personal injuries due to some other person's negligence. One recent South Florida client was sitting at a red light when she was struck from behind by an uninsured man who was travelling about 50 miles per hour. Our client's injuries were devastating, requiring immediate surgery to keep her neck bones together with metal plates, rods and screws. Although she had significant liability insurance in the event she injured someone else, she opted to save a few bucks and decline UM insurance. UM is a bargain because it protects you against the negligence of others - people you have no control over - unlike any other type of auto insurance. In fact, it is not a good deal for insurance companies, which is why the Florida legislature requires insurers who wish to sell automobile insurance in Florida to offer it to consumers. The person who injured her is without assets and now in prison for at least three years on unrelated drug charges. Had our client had UM insurance, she would have been able to collect the same amount of money for herself that she is insured for in the event she negligently harmed others.
We've spent our entire legal careers as personal injury lawyers, dealing with automobile accidents resulting in serious injury or wrongful death, and the attendant insurance issues that almost always arise. We have successfully found insurance where many thought none existed, and successfully sued Florida insurance companies who wrongly disclaimed coverage. Call us at 954.389.8150 or 239.793.3331, or email us through our website at www.fairnessforall.com, for a free consultation with Mark or Rhonda Weinstein.
