January 2, 2009

Broward Auto Accident Victim Errs by Not Purchasing Uninsured Motorists Insurance

With many Florida drivers uninsured, particularly in Broward, Miami Dade, Palm Beach and Collier Counties, it borders on the irresponsible for people not to protect themselves with Uninsured / Underinsured Motorist insurance (commonly called just "UM") in the event they suffer serious personal injuries due to some other person's negligence. One recent South Florida client was sitting at a red light when she was struck from behind by an uninsured man who was travelling about 50 miles per hour. Our client's injuries were devastating, requiring immediate surgery to keep her neck bones together with metal plates, rods and screws. Although she had significant liability insurance in the event she injured someone else, she opted to save a few bucks and decline UM insurance. UM is a bargain because it protects you against the negligence of others - people you have no control over - unlike any other type of auto insurance. In fact, it is not a good deal for insurance companies, which is why the Florida legislature requires insurers who wish to sell automobile insurance in Florida to offer it to consumers. The person who injured her is without assets and now in prison for at least three years on unrelated drug charges. Had our client had UM insurance, she would have been able to collect the same amount of money for herself that she is insured for in the event she negligently harmed others.

We've spent our entire legal careers as personal injury lawyers, dealing with automobile accidents resulting in serious injury or wrongful death, and the attendant insurance issues that almost always arise. We have successfully found insurance where many thought none existed, and successfully sued Florida insurance companies who wrongly disclaimed coverage. Call us at 954.389.8150 or 239.793.3331, or email us through our website at www.fairnessforall.com, for a free consultation with Mark or Rhonda Weinstein.

December 16, 2008

South Florida Hit and Run Victims May Recover Damages

A recent Broward County / Fort Lauderdale newspaper story detailed a rash of South Florida hit and run accidents resulting in serious personal injury, sometimes involving auto - on - auto car crashes, and sometimes involving Fort Lauderdale or Broward County pedestrians being struck by automobiles. Whether the rash is circumstantial, or due to people dropping their automobile insurance during troubled financial times, is unclear. However, so long as victims of these crimes have had the foresight to purchase Uninsured Motorist / Underinsured Motorist insurance, their damages often will be covered above and beyond their personal injury protection (pip) insurance, even when the perpetrator can not be found.

When "phantom" vehicles are involved, automobile insurers often try every trick in the book to avoid payment, but at Weinstein & Weinstein, P.A., we have been quite successful on behalf of innocently injured South Florida consumers who need a knowledgeable voice and someone to fight for them. Give us a call or send us a note through our website, www.fairnessforall.com, to set up a free consultation with Mark or Rhonda Weinstein.

July 17, 2008

Fort Lauderdale Man Burned When Car Crashes into Gas Pump

A Fort Lauderdale man suffered catastrophic personal injuries recently when he was burned by a gas pump at a service station that exploded when a car crashed into it. The driver escaped injury - it was a patron who was injured. Gas pumps are obviously dangerous, and it is important that they are sufficiently guarded by bollards to prevent this all too common occurrence.

Mark and Rhonda Weinstein, at Weinstein & Weinstein, P.A., have devoted their legal careers to assisting those seriously injured by the carelessness of people or corporations. For a free counsultation, please call 954.389.8150 or 239.793.3331, or visit our website at www.fairnessforall.com.

May 28, 2008

Florida Auto Accident Victims Often Unaware of What PIP Is

We recently received a call from a hard working Broward County, Florida man who was negligently injured in an auto accident the day before, but despite his pain, refused the paramedic's request that he be taken to the hospital. Why? "I don't have health insurance", he told us. "I'm in pain, but I can't afford medical bills." It is an unfortunate truth that more and more people can not afford health insurance, and that people do not understand the terms and conditions of the insurance they do have.

This man, like all drivers in Florida, had mandatory PIP insurance (together with his property damage insurance and his bodily injury insurance, which most people understand), but he did not understand what the PIP insurance meant. PIP, essentially, is health insurance for injuries that you receive in an auto accident. It does not matter who is at fault. PIP typically pays 80% of your medical bills, and 60% of any lost wages, up to a cap of $10,000.00. The gentleman who called us WAS insured - he just did not realize it. He was in pain, and after speaking to us went to the emergency room, where of course his PIP insurance was readily accepted. He is now our client.

If you are severely injured in an automobile accident, we'd like to help. Remember that attorneys who are experienced in personal injury, wrongful death and automobile accident cases can ensure that all possible avenues of recovery are thoroughly exhausted and that your rights as an accident victim are protected. Call us at 954.389.8150, 239.793.3331, or contact us by email through our website at www.fairnessforall.com.